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Illustration of a consumer questioning unexplained bank transactions after money leaves an account without their authorisation.

Money Disappeared From Your Bank Account. Why Are You the One Asked to Prove You Didn’t Spend It?

When money disappears from your account and you say you never authorised it, who has to prove what happened? From a €13.99 Ryanair charge to Malaysian cases involving RM49,000 and RM166,000, the answer is more complicated than many consumers realise.

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